Shivani

For Indian investors, Fixed Deposits (FDs) remain one of the safest and most preferred investment options. Both Post Office and State Bank of India (SBI) offer FD schemes that promise guaranteed returns. However, the key question for most depositors is: Which one gives higher interest and doubles your money faster? Let’s compare the two in … Read more

When it comes to savings, many feel that their money has to be huge to create big wealth. However, the reality is contrary to this consistency, and patience are more important than amount. The Post Office Special Savings Schemes 2025 are designed with small investors in mind to help them create huge results. By sparing … Read more

Fixed Deposit (FD) remains one of the most preferred and safest methods of investment for people seeking guaranteed returns. Banks, in an effort to woo investors, keep offering lucrative rates of interest on FD schemes, especially those of medium-term deposits, while investments linked with the markets carry risks of their own. Presently, some banks are … Read more

Going into retirement savings, until one-line save schemes, one trust or post office saving schemes. The post office has come up with a very unique FD scheme that offers good returns when wisely invested. Under this scheme, investing Rs 3 lakh will earn interest of Rs 1,14,126, and so this is an ideal medium-term investment. … Read more

A Post Office Term Deposit Scheme-commonly known as post office FD-is still counted among the most trustworthy saving options in India. In 2025, it continues to be an attractive option among investors owing to its guaranteed returns, government backing, and flexible tenures. Since the interest rate hence offered is much higher than that offered by … Read more

Retirement and all the needs that come with it stability, safety, and fixed income mean that after a lifetime or so of work, senior citizens will often have to seek financial options promising decent returns with almost no risk. By 2025, the Post Office Senior Citizen Savings Scheme, also known as SCSS, continues to be … Read more

Always considered the safest form of investment in India, Fixed Deposits guarantee your return without suffering from market risk. For investors who prefer parking their money for a short duration, one-year FDs are the way to go. Several banks are offering good interest rates for 1-year FD now, so there’s never been a better time … Read more

The Indian Post Office has always been widely recognized for instituting savings schemes that are safe, dependable, and beneficial to the common man. Recently, the Post Office has launched a special scheme for the poor and low-income groups. For making a minimal investment of Rs 565, the investor can look forward to an assured return … Read more

Historically, debt mutual funds have been considered safe, steady investments, more for income than spectacular gains. However, this year shattered that belief. Quite a few debt funds achieved with double-digit returns crossing 20 percent. Such phenomenal returns came with interest rate cycles being favorable, with credit spreads being robust and fund management strategies being very … Read more